There for your business

As a commercial boat operation, you can’t leave anything to chance. So choosing the right insurance policy is critical.  With responsibility for crew, clients, cargo and boat, it is essential to protect your business against any eventuality that could turn your profit into a loss.  With over 30 years’ experience, we understand that everyone’s needs are different and that you want a policy designed specifically for your operation.   That is why we offer a specialist Commercial All Risks Boat Insurance Policy, designed for most types of commercial craft, from canal and charter vessels to fishing boats.  We can also adapt your cover to the specific needs of your business.

Rebekah S.JPEG

Rebecca Standen

Yacht Underwriting Assistant

Our dedicated underwriting team has over 60 years specialist experience in boat insurance and are always on hand to answer any queries you have.

What does it cover?

All Risks Cover

  • Cover for loss, damage, theft and third party liability
  • Agreed value policy
  • Outboard motors and tenders automatically covered up to £350 without declaration
  • Additional cover is available for unpaid crew (but not for employed crew)
  • Personal Belongings automatically covered up to £1,000 without declaration (increases available)
  • 10% discount if moored in a UK marina
  • No excess deducted for loss or damage claims caused by an uninsured third party
  • Option to add Marine Legal Protection Cover

Third Party Only Cover

  • Cover for damage to any other vessel or property that you are legally liable to pay
  • Cover for death and injury that you are legally liable to pay
  • Cover for pollution that you are legally liable to pay
  • Cover for emergency medical expenses and personal accidents
  • No excess deducted on this policy
Typical commercial vessel uses include


Commercial Fishing

  • Potting & netting
  • Mussel & oystering
  • Rod & line fishing


Work Boats

  • Pilot boats
  • Water sampling
  • Laying/Servicing of moorings
  • Surveys
  • Windfarm support
  • Standby/safety duties
  • Small ferry boats


Other commercial uses

  • Angling parties
  • Sightseeing
  • Diving

Please call us if your commercial vessel use is not listed, as we may be able to help you beyond those above.


Call our team of experts on

+44 (0)1732 223650

Mon - Fri 9am-5pm (excluding public holidays)